Annual Open Enrollment
OCT 15 – DEC 7
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Unbiased, Free Advice on Medicare
We work with individuals turning 65, or who have already enrolled in Medicare, and would like to know more about their Medicare options and reduce healthcare costs.
Idaho Medicare is complex. There are many rules and deadlines when it comes to enrolling in Original Medicare, as well as Medicare Advantage, Medigap and Part D Plans (prescription plans). Our goal is to guide you through your options to help you avoid making mistakes that could wind up costing you, sometimes for life.
Did you know? The best time to buy a Medigap policy without underwriting is during your initial enrollment period when you turn 65, otherwise, your application will be priced and subject to preexisting conditions, and you may not be able to get coverage.
We have thirty years of experience with Idaho Medicare, and work with many top quality Idaho Medicare carriers, which allows us to take an unbiased approach in finding solutions that are right for you. Call us today and let us help protect your financial future.
Please review the following Medicare products we offer below, and the additional Medicare resources provided to the left. Fill out our Request Quote form for FREE expert guidance.
Medicare Advantage Plans are offered by private carriers and replace your original Medicare Parts A and B, as they are rolled into one plan, and often may include additional benefits such as dental, vision or hearing. Note you must already be enrolled in Medicare Parts A & B to switch to a Medicare Advantage Plan.
Much like regular insurance, you can select different plan types, such as a Health Maintenance Organization (HMO), or a Preferred Provider Organization (PPO), or a Medicare Medical Savings Account Plan. Premiums will vary, based on coverage, carrier and geographical location.
We are familiar with many of the quality carriers who offer Medicare Advantage and can help you select a carrier/plan for your needs and budget.
To get more information or request a quote, please fill out the form to the left and we will contact you soon.
Medicare Supplement Insurance policies complement and fill in the gaps of your Original Medicare Parts A and B. They cover some, if not all, of the expenses that Part A and B do not cover, like co-pays, deductibles and other charges.
There are many different types of Medicare Supplement policies available, yet they are regulated so the benefits for these various policies (known as Plan A through N), are all the same regardless of the carrier. However, premiums can vary greatly among carriers.
Ultimately, the best Supplement Plan is one that is purchased from a quality carrier, has a low premium and leaves you with the least or no out of pocket expenses.
We are familiar with all of the various Supplement Plans available and can help you select a carrier/plan for your needs and budget.
To get more information or request a quote, please fill out the form to the left and we will contact you soon.
Medicare Part D adds prescription drug coverage to Original Medicare and is offered through private insurance companies that are contracted and approved by Medicare.
Premiums can vary greatly between the numerous options and carriers, therefore it’s necessary to carefully weigh your prescription costs against all variables of these plans. Selecting the wrong plan can wind up costing you thousands.
Medicare Advantage Plans may also offer prescription drug coverage that follows the same rules as Medicare Prescription Drug Plans.
NOTICE: Once you are eligible for Medicare, do not wait to enroll in a Medicare Part D Plan or you could end up paying a penalty every month.
We are familiar with the various Part D Plans available and can help you select the best plan for your needs and budget.
To get more information or request a quote, please fill out the form to the left and we will contact you soon.