Employee benefits and risk management are your largest expenditures, and critical to the success and financial well-being of your business.
Our 30+ years of experience counts.

Overview of Services

Group Health & Employee Benefits

Experienced in all areas of benefit design, we offer unbiased, prudent strategies geared to reduce and stabilize your benefit costs, while enhancing benefits.

Administration & Compliance

Expert services that save our clients time and money, and include value-add resources that help them manage regulatory requirements and their employees more efficiently.

Commercial Insurance

We offer Idaho Public Entities and Municipalities a single source for insurance needs, and can tailor a commercial insurance package based on unique risk level and needs.

Workers Comp Insurance

We are intimately familiar with Workers Comp requirements for Idaho.  We work with private carriers and the Idaho State Insurance Fund to offer Workers Comp to our clients.

When is the best time to get a second opinion on your benefits? Right Now! 

With the pandemic, and the state of the current economy, most experts agree that benefit costs will outpace inflation, making the task of reevaluate your existing coverage this year not just beneficial, but critical to avoid having less options at higher premiums. Time is a friend in determining if you could be getting better rates, products, and services from a different employer-sponsored benefit partner. Our FREE complimentary benefits analysis begins with a 30 minute phone call to find out what’s important to you and your employees, and follows with an in-depth analysis of benefit options, plan comparisons, provider networks, various funding strategies, benchmarking and more.

A Little More About Us

Our goal is to offer our clients better options and more coverage at the most competitive rates.
Our approach begins with understanding each client is unique.
Our passion is to provide unparallel service.

Balanced Rock Insurance was established in 1996 to provide employee benefits and commercial insurance to businesses and public entities in Idaho.  We have a comprehensive selection of health benefits, Worker’s Comp, and property casualty insurance products from most of the top rated carriers in the market.  Because we are independent, we are able to offer unbiased guidance when seeking solutions to fit our clients’ needs.  Over the past several decades we have established ourselves as a leader in Idaho benefit market, and one of the largest service providers for public entities in Idaho.

Carriers We Work With