Group Benefits & Services 2018-01-05T16:21:18+00:00

We serve the employee benefit needs of small to mid-size groups, including those in both the private and public sectors throughout Idaho.

Balanced Rock Insurance Agency, Inc. has 30+ years of benefit plan design experience.  As the benefit landscape has changed over the past several years, so have our solutions.  Today, our goal is to help clients reduce and control constantly rising premiums, and keep up with never-ending regulations.  Additionally, we work with most of the top carriers in the market, and have a deep understanding of the cost drivers of employee benefits.  This special insight allows us to design benefit programs that fit each of our client’s unique needs and budget.  Additionally, our solutions are designed to:

  • Simplify Enrollment

  • Streamline HR

  • Maintain Compliance

  • Attract & Retain Great Employees

  • Create a Productive Workforce

  • Give Employees More Options

Overview of Services

From plan design to roll-out, to renewals, we are there each step of the way, providing services and resources to keep your benefits running smoothly.

  • Initially and at renewals, we’ll perform an assessment of your needs, which includes getting to know your company, its culture and employees.  By utilizing market data and claims information, we help clients find solutions that best fit their needs and budget.

  • We’ll leverage our long-term relationships with our carriers to get you the best rates and services.

  • We’ll handle the application, underwriting process, and follow through with effective plan implementation.  We also help with new hires, terminations and any billing/carrier issues that arise during the year.

  • We provide effective employee communication, education, and advocacy. We conduct in person enrollment meetings and are available by phone to further assist employees with benefit questions throughout the year.

  • We provide several cost-saving strategies and services proven to save our clients time and money.  Please visit our pages on Wellness Benefits, Voluntary Benefits, HR Technology and Compliance Services for more information.

Our Benefit Plans

Please click the buttons below for details on each benefit product.

Traditional Group Health
Self-Funded Health Plans
Shared Funding Health Plans
Premium Only Plans (POPs)
Wellness Benefit Strategies
Group Dental & Vision Plans
Group Life Insurance
Group Disability Insurance
Group Long Term Care
Voluntary Benefits
Flexible Spending Accounts (FSAs)